Welcome to our website, www.vitafp.co.uk, which is accessible via your computer or your portable hand-held device (the “Website”). The Website is provided by Vita Financial Planning Ltd of Orion House, Bessemer Road, Welwyn Garden City, AL7 1HH (“Vita Financial Planning Ltd ”, “us”, “we” or “our” for short). “You” and “your” means you as the user of our Website.
We have set out the terms under which we are providing you with access to our Website and our products and services.
These include the terms and conditions that govern:
a) Your use of our Website (including the mobile-optimised version of our Website accessible from your portable hand-held device);
b) Your use of the services and products offered through our Website;
c) Your rights to link to our Website;
d) How we will use and protect information about you (see our separate “Privacy and Cookies Policy”)
USE OF THIS WEBSITE
Our Website is suitable for users of any age.
ACCESSING OUR WEBSITE
Access to our Website is permitted on a temporary basis. We update our website regularly and so may change the content at any time without notice to you. We reserve the right to withdraw, vary or suspend the service at any time without notice.
Please note that use of our Website is subject to your computer and/or portable device complying with our minimum standard technical specification and compatibility notice. You are advised to check this specification to ensure that your computer and/or portable device is compatible with our products and services, and we shall not be liable for any failure arising in the Website which arises from incompatibility (including, without limitation, minimum storage and memory requirements from time to time).
RELIANCE ON INFORMATION POSTED
Materials posted on our Website are not intended as advice and should not be relied upon as such. We therefore accept no liability or responsibility arising from any reliance placed on such information to the fullest extent permissible by law.
Where we provide details of a product, service or promotion, we make no promise that those details will be available on a particular day and are subject to availability.
You may only view, print out, use, quote from and cite the Website and the Materials for your own personal, non-commercial use and on the condition that you provide the relevant acknowledgement where appropriate to Vita Financial Planning Ltd. All intellectual property rights in and to the Website and the Materials are either owned by or licensed to us, and your use of the Website and Materials is subject to the following restrictions.
You must not:
a) Remove any copyright or other proprietary notices contained in the Materials;
b) Use any Materials from the Website in any manner that may infringe any copyright, intellectual property right or proprietary right of us or any third parties; or
c) Reproduce, modify, display, perform, publish, distribute, disseminate, broadcast, frame, communicate to the public or circulate to any third party or exploit this Website and/or the Materials for any commercial purpose, without our prior written consent.
RIGHTS OF TERMINATION
We may, at our discretion, terminate or suspend you or group access to all or part of the Website (including any right to access and use our Materials) with or without cause by delivering notice to you. The rights of termination are in addition to all other rights or remedies provided or by law.
NO WARRANTY, DISCLAIMER OF LIABILITY AND INDEMNITY
Whilst every effort has been made to ensure the high quality and accuracy of the Website, Vita Financial Planning Ltd makes no warranty, express or implied, concerning the Materials of the Website, which is provided "as is".
We expressly disclaim all warranties, including but not limited to warranties of fitness for a particular purpose and warranties of satisfactory quality. In no event will Vita Financial Planning Ltd or our suppliers be liable for direct, special, incidental, or consequential damages (including, without limitation, damages for loss of business profits, business interruption, loss of business information or other pecuniary loss) arising directly or indirectly from the use of (or failure to use) or reliance on the Materials, even if we have been advised of the possibility that such damages may arise.
We do not guarantee the accuracy or timeliness of the Materials appearing on the Website, or that the Website or related systems are free from viruses or other contaminating or destructive properties. In the event that we incur any liability whatsoever, the aggregate liability shall not exceed the amount that you originally paid for the service, except in respect of fraudulent misrepresentation.
We will not be liable or deemed to be in default for any delay or failure in performance or interruption of the delivery of our products or services resulting directly or indirectly from any cause or circumstance beyond our reasonable control, including but not limited to failure of electronic or mechanical equipment or communication lines, telephone or other interconnect problems, computer viruses, unauthorised access, theft, operator errors, severe weather, earthquakes or natural disasters, strikes or other labour problems, wars, or governmental restrictions.
LINKS TO THIRD-PARTY WEBSITES
Our Website may contain links and pointers to Internet sites maintained by third parties. We do not operate or control in any respect any information, products or services on such third-party sites. Links are provided solely for your convenience, and do not constitute any endorsement by Vita Financial Planning Ltd and/or our suppliers. You assume sole responsibility for use of third-party links and pointers.
RIGHTS OF REPLY
If at any time you, or your organisation, have a complaint or comment to make about the Materials featured within our Website, you should contact Vita Financial Planning Ltd – telephone: 01707244450 or email firstname.lastname@example.org.
Parts of the Website may contain other third-party Materials. Other providers are responsible for ensuring that Material submitted for inclusion on the Website complies with international and national law. We are not responsible for any third-party content or error, omission, or inaccuracy in any Material.
GOVERNING LAW AND JURISDICTION
To download our personal finance magazines and financial guides packed full of informative financial news, simply register your name and email address.
Vita Financial Planning Limited is an appointed representative of Lighthouse Advisory Services Limited, which is authorised and regulated by the Financial Conduct Authority.
The Financial Ombudsman Service was set up by Parliament to sort out individual complaints that consumers and financial businesses aren't able to resolve themselves. Details of how the Financial Ombudsman Service can help can be found on their website at www.financial-ombudsman.org.uk/consumer/complaints.htm or you can ring the consumer help line on 0800 023 4567 or 0300 123 9123.
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