Losing a spouse is probably one of the most difficult situations that a person can face and your own financial planning and finances can get lost in the tragedy.
A widow/widower can often find themselves in an uncomfortable situation, trying to come to terms with their bereavement whilst sorting out potentially complex and stressful financial arrangements.
Working closely with you, your family and your solicitor, we will help you gain control and to organise your financial affairs so that you feel comfortable and financially secure for life and help you plan your financial dreams and wishes. Often all that is needed is that extra reassurance, or some answers to simple questions, that can feel very daunting at such a time.
We sensitively guide many widows and widowers with informed financial steps, including;
INCOME: together we'll make good decisions about your income needs and your future lifestyle ambitions, and ensure that your savings and investments are working with you to deliver and support you.
SURVIVING SPOUSE PENSION: We will help you communicate with the trustees and ensure that you understand your choices looking forward.
ASSET PROTECTION: How can you protect the assets that you have spent a lifetime accumulating?
TRUST ADMINISTRATION: Setting up basic and simple trusts to pass assets on to the next generation when the day comes, and guidance on how to administer a family trust and investment advice and support with managing such a trust
GIFTING: Means you can transfer some assets to family and charities while limiting tax liabilities. Our expertise is about identifying this and working with you to make the required choices, for you and your family on the best financial route.
Tax advice which contains no investment element is not regulated by the Financial Conduct Authority.
To download our personal finance magazines and financial guides packed full of informative financial news, simply register your name and email address.
We help you accumulate personal wealth and make your assets work for you so that you don’t have to.
We support you with the complex and daunting financial choices at a stressful time, to make the right choices for you and your family.
Vita Financial Planning Limited is an appointed representative of Lighthouse Advisory Services Limited, which is authorised and regulated by the Financial Conduct Authority.
The Financial Ombudsman Service was set up by Parliament to sort out individual complaints that consumers and financial businesses aren't able to resolve themselves. Details of how the Financial Ombudsman Service can help can be found on their website at www.financial-ombudsman.org.uk/consumer/complaints.htm or you can ring the consumer help line on 0800 023 4567 or 0300 123 9123.
© 2015 Vita Financial Planning. All rights reserved. Website Design by Goldmine Creative Limited.