Vita is Latin for “Life”
so translates as Life Financial Planning.
We believe the best advice is given by building a long-term relationship over many years, so that the adviser and office team fully get to understand your family, business, principles and values of life.
Good financial advice doesn’t come from one or two meetings – it comes from a fully integrated plan and long-term relationship. We spend time listening, getting to know you and understanding what is important to you, your business and your family priorities. We pull together all the information over many years to gain a full understanding of your current situation and to manage the plans with you into the future.
At Vita Financial Planning, we offer truly independent advice. When we have established your goals, we will search the whole of the market to find the right products and steps to help you make them a reality.
We try to run our office to three basic rules or Principles:
1. We will never provide a product or service that we would not provide to our own spouses.
2. We won’t take on board a new client that we would not be happy to meet with annually for at least 2 hours.
3. We try to ensure all our processes are as simple as possible.
Fees & Charges
It is crucial that you feel you are getting value for money. It has been proven time and again that having an adviser can make a significant difference to your financial future. We will always aim to work together long term, providing you with ongoing support with any queries you may have and carrying out regular reviews on your financial plan. At Vita, you will never receive an invoice that you are not expecting or have not already agreed. We can be paid via an invoice or by the fee being deducted from the various plans/products. The cost doesn’t vary, but all fees are agreed in advance with you.
Initial Payments & Ongoing Servicing
Our initial meeting can last up to two hours and is free of an initial cost. Once we have a good idea of what work needs to be done and what you want to address, then we start to agree costs.
Depending upon the complexity of the level of work we need to undertake, for the financial planning report and recommendations there is a minimum charge of £750 plus implementation costs. This can be more, but again this depends upon the complexity and is agreed with you in advance.
Implementation costs can be anything up to 3% (subject to minimums depending on work required).
The fee will vary upon the complexity of the solution being recommended, the number of products included and the amount of time spent upon providing the solution. The final costs are always agreed with you in advance. No work will be undertaken until this has been agreed.
Ongoing servicing costs will vary depending upon the level of service you require and want, and the complexity but we always agree this in advance but will generally vary between 0.4% to 0.7% pa or can be paid on a monthly retain Standing Order. All these fee’s and level of service suitable for you are agreed with you and then put in to place and are discussed again at further review meetings.
Request an appointment
Please complete this form with your details and the reason for your appointment request. Our experts will then be in touch to arrange a convenient date and time.