At Vita, we follow a six-step financial planning process:
1. Initial Meeting – Gather Information and Discuss Goals
During our first meeting, we will establish your goals and aspirations, and look at your current financial position and any plans already in place. Prior to the meeting, we will establish your personal attitude to risk and your capacity for loss via a simple questionnaire. Our first meeting is held free of charge, and at the end of this meeting we will usually be in a position to be able to give you a strong estimate of the initial charges and then the ongoing fees dependent upon the level of service and support you want.
2. Follow Up – Agree Fee, Areas of Advice and Level of Service Required
Following on from our initial meeting, we will communicate with you to summarise your current financial situation and your financial objectives. We will suggest a plan as to how to move forward and set out and confirm our costs. Once we have received confirmation that you are happy for us to proceed, we will move on to the next steps. We will always confirm fees with you in advance and will never spring a cost upon you that you do not know about.
3. Next Steps – Research
Once the next step is confirmed, we will gather all the relevant information needed, both from you and your existing financial product providers. Once this has been collected, we will analyse this to come up with our recommendations to help you reach your objectives and goals.
4. Financial Planning Report & Recommendation
Following our analysis, we will provide you with your own personal financial planning report detailing our recommendations for you. We will meet with you to discuss these and answer any questions you might have. At this point, we will ask you to sign to confirm that you are happy to proceed with our recommendations.
5. Policy Arrangement & Implementation
We will carry out all necessary administration for our recommendations to move things forward within the office, forwarding you any information or documents that you need to complete and working closely with you to implement things as efficiently as possible. We will keep in regular contact with you and explain things in Plain English!
6. Financial Review & Ongoing Advice
Depending on our agreed review plan, we will review your personal financial plans regularly to ensure they continue to meet your objectives. It is important that you keep us up to date of any changes that may impact on your plan. We will also continue to ensure that your attitude to risk and capacity to accept risk doesn’t change.
Who are our clients?
We help protect you and your family’s future, and help you to plan across multi generations to benefit from better planning and tax planning.
Small Business Owners
We help you accumulate personal wealth and make your assets work for you so that you don’t have to work for them.
Widows & Widowers
We have a lot of experience in supporting you with the complex and daunting financial choices that you often need to make at what is a stressful and distressing time, to make the right choices for you and your family.
Retired & Retiring
Planning for the longest holiday of your life where every day is a Saturday is very important – we will help you to plan it right for you, not just for your age using an off- the-shelf idea.
Request an appointment
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